Welcome to KoinsYa
Instant aid for every day!
At KoinsYa, we understand the challenges faced by contract workers in accessing urgent cash and reliable financial services. That's why we're here to provide you with simple, convenient, and understanding solutions to support your journey towards success.

How it Works

1 Apply

2 Review

3 Approval

4 Access

5 Support
Requirements for approval
Adult 21 years or older
Have a verifiable, steady source of income
Active Checking Account with a Brick and Mortar Bank
U.S. Citizen or Permanent Resident
Join KoinsYa today and experience hassle-free access to urgent
Merchant Cash Advances

Rates
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$500
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$450
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$400
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$350
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Amount selected is$300
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$250
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$200
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$150
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$100
About Us
At KoinsYa, we believe in inclusivity and providing a reliable solution through Merchant Cash Advance (MCA) services tailored for independent and contract workers.
We're here to help you move forward with confidence, achieve your goals, and build a stronger future
Our Mission
At KoinsYa, our mission is to bridge the gap between the challenges faced by independent workers and their financial opportunities. Through our Merchant Cash Advance model, we provide flexible access to working capital while promoting inclusion and empowerment. We're committed to being your trusted partner in this journey.

Our Why
We believe in creating opportunities for independent workers by offering Merchant Cash Advances and a comprehensive suite of tools that support daily needs and long-term aspirations.
Our service is designed not just to deliver advances, but to stand as a reliable partner, enhancing lives, rewarding loyalty, and building a path to financial growth and empowerment.


At KoinsYa, we empower freelance and independent workers with flexible Merchant Cash Advance (MCA) solutions. Our mission is to bridge the gap between everyday challenges and future opportunities, while being your trusted partner along the way. We stand for inclusion, support, and growth— helping you move forward with confidence
Our values
At KoinsYa, we’ve streamlined the process to provide Merchant Cash Advance (MCA) solutions and practical financial tools for independent and contract workers like you. Here’s how our values guide everything we do:
We operate with integrity in every decision we make.
Our commitment to ethical business practices, transparency, and honesty ensures that clients can trust us as a reliable partner in their journey.
We believe in the power of mutually beneficial relationships, where your growth and success are at the center of everything we build together.
Drives our mission to deliver smarter <strong>Merchant Cash Advance (MCA)</strong> solutions.
We embrace creativity and technology to enhance our services, staying at the forefront of empowering individuals and promoting financial inclusion.
